Cash Management
Prosperity Bank offers a wide variety of cash management tools that will enable your business to operate more efficiently. Ask your Prosperity Bank account manager for details, enrollment and service fees.
On-line, Real-time Internet Banking Services
- Account information inquiry includes collected and available balances;
- Online statement retrieval - no more waiting for month-end statements;
- Transaction history download in the following formats: Microsoft® Money, Intuit® Quicken, .IIF for Intuit® QuickBooks, .CSV (comma separated variable for spreadsheets), .TXT (text file for word processing);
- Schedule "one time" or "recurring" funds transfer between accounts;
- Schedule "one time" or "recurring" loan payments.
Web-based Wire Transfer Origination
Set up and initiate "one time" or "recurring" wire transfer instructions through our Internet Banking product. Single-user, multi-user, and/or dual-control authorities allowed with password and dollar-limit restrictions.
Web-based and Dial-up ACH Origination
- Originate electronic payroll deposits or payment drafts through our Internet Banking product or our stand-alone Windows dial-up software;
- Import NACHA-ready files from third-party software applications, or create payroll or payment databases directly in our products.
Web-based Bill Pay Services
Create accounts payable databases and initiate payments online through Internet Banking.
Positive Pay Accounting
Help prevent unauthorized, stolen, or counterfeit checks from paying against your account. Periodically transmit to us a database of issued checks and we will cross-reference the list to checks paying against your account daily.
Lock Box Services
Payment collection and processing reduces collection time on checks.
Merchant Credit Card Services
Credit card acceptance for all types of businesses including retail storefronts, restaurants, hotels, and service companies.
MasterMoney Business Card
- An alternative to carrying cash or business checks;
- Direct debiting from your business account, no finance charges unless you access an overdraft line of credit;
- Easier money management to track all purchases and ATM withdrawals on your business account bank statement.
Target Balance (Sweep) Accounts
Link accounts together to transfer funds as needed.
- 24-Hour FastLine automated telephone banking
- Investment Services
